Real Estate

In today’s market, many homes would remain unsold if it were not for the owner financing a portion of the sales price. In many cases this arrangement works wonderfully for both parties. But you do have the responsibility of every detail, such as receiving payments in a timely manner, keeping records, calculating interest and principal balances, depositing the funds, dealing with late payments, special principal payments or a defaulting payor. You may find it difficult to send late notices or deal with excuses or bothersome phone calls from a payor you’d rather not deal with personally.

If you have financed a portion of a loan and are collecting payments directly, we can help you. Our business saves you time and frustration by collecting your payments, making your deposits, tracking your account balances and providing you with accurate income tax information for your records.

We not only manage your note. We monitor your investment. We make sure any small problems are brought to your attention and solved before they become big problems. We are pro-active so you don’t have to be.

Secured Notes

If your business finances the products you sell, such as cars, RV’s or boats, we can offer you a superior and cost-effective option for your account-servicing.

We are strictly a third-party servicer. We only begin servicing documents after they have been created. We excel in friendly and informative customer service for your clients as well as an advanced collection program that allows your customer to pay by mail, drop-box, or direct deposit . They have 24/7 access to their account information and payment history. Most transactions are processed immediately and payments deposited directly into your specified account.

We offer you these services:

• Direct deposit and automatic withdrawal
• Online access to account information 24/7
• State of the art transaction security
• Printer friendly account history
• Secure document storage (for titles, contracts, identifying product pictures, serial numbers, etc.)
• Payment coupons for your buyers
• Mailed monthly statements
• Automatic late notices
• Account default notices to you.
• Collection Services

Staying in touch with customers regarding their accounts can often solve a problem before it becomes an issue. We pride ourselves on providing personalized customer service. Your customers will reach a live person not a telephone tree when inquiring about their account.

Default servicing occurs when payments have stopped and all other avenues have been exhausted. Upon request by the lender, they may include:

• Collection and retrieval coordination
• Legal services coordination

Other Services

We offer complete customer portals and trust accounts for clients participating in debt-settlement and loan modification programs.

Note Buyers, Collection and Retrieval Services, Foreclosure and Legal Services, Eviction, and REO Management and Property Sales Services, Investors.

We have access to buyers who are standing by to make estimates on your note if you ever want to sell. Whether you’d like to cash out, or assist your clients in a cash out, our network can give you the cash you need. Whether it is money to pay bills, buy a home, or pay for an education, we can secure a buyer for you.

We are not in the reselling business, just as we are not in the collection or foreclosure business. We offer these services as a convenience to our clients. No matter your circumstance, we work with the best professional service providers in all of these areas to coordinate the most cost-effective and seamless transaction for our clients.